Write your next offer on this adorable home in Magnolia Bay Club. This neighborhood in Panama City Beach, FL sits directly on Saint Andrew's Bay! Home features hardwood floors, stainless steel appliances, granite countertops, and ivory cabinets. Open floor plan with 1 suite on the main level and another on the 2nd level that has a walk out porch. 2 car garage and patio for entertaining. From the pool area are stunning views of the Hathaway Bridge across the Bay. 5 minutes from the Navy Base and just across the street from the Bay Point community and golf club. Enjoy a gated community with a heated pool on the bay, recreation room with a pool table, fitness center where you can watch the water from the treadmills, a fishing dock, walking trails, 2 playgrounds, kayak storage, and much more!